Compare Mortgages

Mortgages

Quick, Competitive, Simple

  • Access to leading providers
  • No charge for our service
  • Easy to use
Mortgages
A mortgage is probably the biggest financial commitment you are likely to make in your whole life. So this makes choosing the right mortgage an important process. There is no right and wrong way to go about this, but all of the leading mortgage professionals and financial institutions do not charge for their service, so our advice is shop around, it won’t cost you anything and could save you a packet!. A couple of points of a percentage point here and there won’t make a massive difference to your monthly repayments, but over the term of your mortgage these will mount up, so getting the best deal is always advisable.

That being said, one should not always measure a deal by the interest rate payable, there is much more that must be taken into account, such as tie-in periods and early redemption penalties. A feature of quite a few mortgages is to try to lock you in for a fixed period of time, whether it be 2 or 3 years etc. This basically, prevents you from freely paying your mortgage back and moving to a different lender in this time frame. You can obviously do this, but would incur an early redemption penalty, which in a lot of cases would wipe out any cost saving of moving to a different lender in the first place!

The first step in the hunt for mortgages, a lot would say, is to work out how much you can afford to borrow based on your income and other outgoings. It is always worth making a few of these calculations, aided by a mortgage calculator, as incomes and other outgoings can vary from time to time as do the interest rates payable on mortgages, so it makes sense to see how much, or how little, you can afford to borrow before looking for your next house or re-mortgage.

As we mentioned, most mortgage advice is free and Q4 is the ideal place to start your search.

Personal Loans

For shorter term borrowing browse our personal loan tables

Compare Loans

Access to free mortgage advice from mortgage professionals

What we have to offer at Q4

  • Fast - Our market leading quote forms save you time
    Compare Features - Compare policies on their features, not just price
    Fully Independent - We are not owned by any Insurer or Insurance Broker
    Secure - Our forms use SSL encryption for your protection

Some of the partners in our search...

Static logos